Residential Stucco Repair vs Replacement: What Calgarians Should Know

by | Aug 14, 2025 | Exterior Restoration | 0 comments

Table of Contents

  1. Introduction – Why Stucco Matters in Calgary’s Climate
  2. Understanding Stucco: The Calgary Homeowner’s Guide
  3. Signs Your Stucco Needs Attention
  4. When Stucco Repair is the Right Choice
  5. When Stucco Replacement is the Better Option
  6. Cost Comparison: Repair vs Replacement in Calgary
  7. Impact of Calgary’s Weather: Hail, Wind, and Storm Damage
  8. How Vinyl Siding Compares to Stucco in Durability and Hail Resistance
  9. Hail Damage Protection Strategies for Your Home
  10. Exterior Restoration Process with Total Exteriors
  11. Preventative Maintenance for Long-Lasting Stucco
  12. How to Choose the Right Contractor in Calgary
  13. Final Thoughts – Making the Right Decision for Your Home

1. Introduction – Why Stucco Matters in Calgary’s Climate

In Calgary, our weather is as beautiful as it is unpredictable. From hot, dry summers to freezing winters — and let’s not forget the hailstorms — your home’s exterior takes a beating. Stucco, one of the most popular finishes in the city, offers durability, insulation, and a clean, timeless aesthetic.

But like any building material, stucco eventually needs attention. The big question for homeowners becomes: should you repair the stucco you have, or replace it entirely?

This decision affects not just curb appeal, but also property value, energy efficiency, and your home’s ability to withstand future storm damage.


2. Understanding Stucco: The Calgary Homeowner’s Guide

Stucco is a cement-based plaster applied over walls and surfaces. It’s been used for centuries, known for its:

  • Durability – Can last decades with proper maintenance.
  • Weather Resistance – Performs well in dry, sunny climates but needs reinforcement in freeze-thaw zones like Calgary.
  • Aesthetic Versatility – Can be textured, painted, and tinted in endless styles.

In Calgary, stucco is often applied over a wire mesh and weather-resistant barrier. This combination provides strength while protecting the home from moisture intrusion.


3. Signs Your Stucco Needs Attention

Before you decide between repair and replacement, identify whether your stucco is in trouble:

  • Hairline Cracks – Common in older stucco, often cosmetic but can allow moisture in if ignored.
  • Bulging or Soft Spots – May indicate trapped moisture or damage beneath the surface.
  • Staining or Discoloration – Could be from water infiltration or algae growth.
  • Chipping or Crumbling – Sign of age or impact damage from hail/wind.
  • Drafts or Temperature Changes Inside – Suggests compromised insulation properties.

4. When Stucco Repair is the Right Choice

Stucco installed in a house in Rocky View County

Repair makes sense when:

  • The damage is localized (e.g., small cracks or chips).
  • Moisture intrusion is minimal and hasn’t spread.
  • The majority of your stucco is structurally sound.
  • You’re on a tighter budget.

Repair Benefits:

  • Lower cost than full replacement.
  • Maintains original look.
  • Faster turnaround.

However, repairs may not perfectly match the existing texture or color, especially on older homes where stucco has weathered.


5. When Stucco Replacement is the Better Option

Replacement is the smarter choice when:

  • Damage is widespread or structural.
  • Moisture problems are extensive.
  • You want to upgrade to modern materials or improve insulation.
  • The stucco is beyond its natural lifespan (40–50 years).

Replacement Benefits:

  • Complete reset — eliminates hidden issues.
  • Opportunity to add better weather barriers.
  • Can modernize your home’s look.

While the cost is higher, full replacement can save you thousands in future repairs and energy costs.


6. Cost Comparison: Repair vs Replacement in Calgary

Prices can vary depending on the contractor, material quality, and extent of the damage.

  • Stucco Repair: $8 – $15 per sq. ft.
  • Full Stucco Replacement: $25 – $50 per sq. ft.

Tip: In Calgary, it’s wise to factor in potential hail and storm damage when budgeting. Insurance may cover some costs if the damage was caused by a recent event.


7. Impact of Calgary’s Weather: Hail, Wind, and Storm Damage

Calgary is no stranger to intense hailstorms — in fact, Alberta experiences some of Canada’s costliest hail events. In 2020, one storm alone caused over $1.2 billion in damages.

Hail and wind can:

  • Crack or chip stucco.
  • Cause water infiltration.
  • Damage underlying weather barriers.

If you suspect hail damage, don’t wait — moisture intrusion can quickly lead to mould growth, especially in Calgary’s freeze-thaw climate.


8. How Vinyl Siding Compares to Stucco in Durability and Hail Resistance

Vinyl siding has grown in popularity in Calgary for its ability to withstand our volatile weather.

Vinyl Siding Advantages:

  • Hail Resistance – Flexible surface absorbs smaller impacts better than rigid stucco.
  • Low Maintenance – No painting or sealing required.
  • Variety of Styles – Can mimic wood, stone, or traditional clapboard.
  • Cost-Effective – Often cheaper than stucco replacement.

However, vinyl can crack in extreme cold, and very large hailstones may still cause dents or punctures.

For homes in hail-prone areas, impact-resistant vinyl siding can offer even better protection.


9. Hail Damage Protection Strategies for Your Home

Protected home in hail in Calgary
  • Choose Impact-Resistant Materials – Whether stucco, vinyl siding, or roofing, opt for materials with a high impact-resistance rating.
  • Maintain Your Exterior – Repair small cracks quickly to prevent hail damage from worsening.
  • Install Protective Barriers – Roof overhangs, covered porches, or storm shutters.
  • Inspect After Storms – Document damage for insurance claims.

10. Exterior Restoration Process with Total Exteriors

At Total Exteriors, we provide full exterior remediation and replacement after hail, wind, or storm damage. Our process includes:

  1. Inspection & Damage Assessment
  2. Insurance Claim Assistance
  3. Material Selection (stucco, vinyl siding, roofing, etc.)
  4. Repair or Full Replacement
  5. Final Quality Check

We handle the entire building envelope — from siding to soffits, eavestroughs, and cladding.


11. Preventative Maintenance for Long-Lasting Stucco

  • Annual inspections for cracks.
  • Repainting or resealing every 7–10 years.
  • Clearing gutters to prevent water overflow.
  • Maintaining proper grading around the home.

12. How to Choose the Right Contractor in Calgary

Look for:

  • Local experience in storm damage repair.
  • Proven work with both stucco and vinyl siding.
  • Strong warranties.
  • Positive reviews from Calgary homeowners.

13. Final Thoughts – Making the Right Decision for Your Home

In Calgary’s climate, choosing between stucco repair and replacement depends on the extent of the damage, your budget, and how much you want to future-proof your home against hail, wind, and storm damage.

With Total Exteriors, you get expert guidance, quality materials, and peace of mind knowing your home is protected — no matter what Calgary’s weather throws your way.